What is a Charitable Gift Annuity?

A charitable gift annuity is a simple contract whereby the donor contributes property in exchange for a guaranteed lifetime income. Dechomai follows the American Council on Gift Annuities suggested rates which typically range from 4 to 9 percent

We perform all administration and investment management for the gift until the donor’s death, and then place the remainder into a donor advised fund. The donor must grant out 100 percent of the remainder to a U.S. public charity subject to the donor advised fund policies. Prior to executing a gift annuity contract, the donor will receive a disclosure letter, gift illustration and fee schedule.

Dechomai may issue gift annuities in all states except:

CA / HI / MD / NY / WA